I was drowning in debt, feeling completely overwhelmed and hopeless. This tool changed everything. It's incredibly user-friendly, even for someone like me who's not tech-savvy. The layout is intuitive and the features are exactly what I needed to get organized. I love how it breaks down my debt into manageable chunks and projects when I can be debt-free. It's also motivating to see my progress visually. Highly recommend this to anyone struggling with debt. It's not a magic bullet, but it provides the structure and clarity needed to create a realistic plan and stick to it.